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CalPERS Health Plan Benefit Comparison Medicare Supplement Plans

For more details about the benefits provided by a specific plan, refer to that plan’s Evidence of Coverage (EOC) booklet. All benefits subject to regulatory approval.

Medicare Supplement Plans

Medicare Association Plans

PERS Gold

PERS Platinum

CCPOA Medical Plan Medicare Advantage (PPO)

CAHP Medicare Supplement

PORAC Medicare Supplement

Benefits

PPO Non-PPO PPO Non-PPO

Calendar Year Deductible

N/A

N/A

N/A

N/A

N/A

Individual

N/A

N/A

N/A

N/A

N/A

Family

Maximum Calendar Year Copay or Coinsurance (excluding pharmacy)

$3,000 1,2 (coinsurance)

$1,500 (copay)

N/A

N/A

N/A

N/A

Individual

N/A

N/A

N/A

N/A

N/A

Family

Hospital (including Mental Health and Substance Abuse)

No Charge

No Charge

No Charge

$100/admission

No Charge

Inpatient

Outpatient Facility/ Surgery Services

No Charge

No Charge

No Charge

No Charge

No Charge

Skilled Nursing Facility (up to 100 days/benefit period)

No Charge

No Charge

No Charge

No Charge

No Charge

Home Health Services

No Charge

No Charge

No Charge

$15/visit

No Charge

Hospice

No Charge

No Charge

No Charge

No Charge

No Charge

1 See EOC for additional details. 2 For Benefits Beyond Medicare. 3 Of the allowed amount.

28 | 2025 Health Benefit Summary

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