Teammate Handbook Cover

Contents

Considering Your Health Plan Choices

2

Additional Resources

14

Understanding How CalPERS HealthPlansWork . . . . . . . . . . . . 3

Health Plan Directory. . . . . . . . . . . 14

Obtaining Health Care Quality Information . . . 15

CalPERS Health Plan Choices . . . . . . . . . 4

Choosing Your Doctor and Hospital . . . . . . 5

CalPERS Health Plan Benefit Comparison

16

Enrolling in a Health Plan Using Your Residential or Work ZIP Code . . . . . . . 5 Health Plan Availability by County: BasicPlans................6 Health Plan Availability by County: MedicarePlans. . . . . . . . . . . . . .8

Basic Plans (EPO & HMO) . . . . . . . . . 16

Basic Plans (PPO & Association Plans) . . . . 20

Medicare Advantage Plans . . . . . . . . . 24

Medicare Supplement Plans . . . . . . . . 28

Tools to Help You Choose Your Health Plan

10

Accessing Health Plan Information withmyCalPERS. . . . . . . . . . . . . 10

myCalPERS Health Plan Comparison Feature . . 10

Comparing Your Options: Search Health Plans. . .11

Comparing Your Options: Health Plan Choice Worksheet . . . . . . . . 11

Your Guide to Choosing a Health Plan. . . . . 12

CalPERS Health Plan Member Survey Results . . .13

2025 Health Benefit Summary | 1