CMH_Economic_Mobility_Report_Concept_FINAL

Owner Affordability Metric – Santa Clara County Affordability for Whom? Terner Center for Housing Innovation

HOUSING

In January 2023, the City of Morgan Hill adopted its 6th Cycle Housing Element, which took effect from January 31, 2023, to January 31, 2031. This is an eight-year strategy and commitment for how the City will meet the housing needs of everyone in the City. The Housing Element was informed by extensive community outreach and engagement and includes seven goals, 81 policies, and 66 implementation items that the City will prioritize over the next eight years. CITY OF MORGAN HILL 2023 HOUSING ELEMENT

RENT OR OWN

DOWN PAYMENT

INTEREST RATE

Own

$100K

Transportation and Childcare Inclusive

5%

COMFORTABLE

DOING OKAY

JUST GETTING BY

DIFFICULT

New vs old measure

County

Santa Clara

0%

25%

50%

75%

100%

Traditional affordability (for current renters) Inclusive affordability (for all Californians)

New measure for subsets of the population

0%

25%

50%

75%

100%

Age 18-34 Age 35-54 Age 55 plus

At the heart of the plan is a duty to A ffirmatively Further Fair Housing (AFFH) . According to the California Department of Housing and Community Development, “The goal of Affirmatively Furthering Fair Housing (AFFH) is to combat housing discrimination, eliminate racial bias, undo historic patterns of segregation, and lift barriers that restrict access to foster inclusive communities and achieve racial equity, fair housing choice, and opportunity for all Californians.” 12 The AFFH law requires that the City formulate policies and programs to promote equitable housing practices when inequalities exist. As per state law, AFFH involves “taking meaningful actions, in addition to combatting discrimination, that overcomes patterns of segregation and fosters inclusive communities free from barriers that restrict access to opportunity based on protected characteristics.” 13 Working toward AFFH in Morgan Hill is the cornerstone of the City’s Housing team’s mission.

College Graduate Non-College Graduate

Households with Children Households without Children

Asian Black Hispanic White

The 2023-2031 Housing Element Goals are as follows:

Goal 1: Provide a diversified housing stock to meet the full range of future community housing needs.

Goal 2: Encourage Extremely Low-Income (ELI) housing production, increasing availability of affordable and workforce housing.

Goal 3: Advance equity and inclusion throughout the City.

Goal 4: Preserve and rehabilitate existing housing supply.

Goal 5: Promote housing for people experiencing homelessness.

Goal 6: Provide adequate housing for groups with special needs.

12 The California Department of Housing and Community Development, “Affirmatively Furthering Fair Housing, Guidance for All Public Entitles and for Housing Elements,” April 2021, https://www.hcd.ca.gov/ community-development/affh/docs/AFFH_Document_ Final_4-27-2021.pdf 13 U.S. Department of Housing and Urban Development (HUD), “Affirmatively Furthering Fair Housing (AFFH),” https://www.hud.gov/AFFH#_What_is_AFFH

Goal 7: Increase community outreach and promote education about affordable housing.

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ELEVATE Morgan Hill

ELEVATE Morgan Hill

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