FY 2018-19 and 2019-20 Adopted Operating and CIP Budget

General Liability

795.8210

Division Description The City purchases liability/property/vehicle insurance through the Pooled Liability Assurance Network Joint Powers Authority (PLAN JPA). The City is a member of the PLAN JPA for coverage of liability risks associated with City operations. This provides a pool of liability/property coverage distributed among 28-member municipalities. Claim amounts incurred by City in excess of the self-insured retention are shared among 28-member agencies, providing incentives for all participants to control loss exposures. The PLAN JPA provides $5,000,000 per occurrence of general liability and automobile coverage, and $25,000,000 excess liability coverage per occurrence, and is responsible for paying the claims in excess of the City’s $100,000 self-insurance retention. The liability program offers broad-form coverage, contractual liability, personal injury, and vehicle operations. Under this program, the City is currently self-insured for the first $100,000 of any liability claim and is covered for up to $30,000,000 in costs for each claim. The PLAN JPA provides claims administration. The PLAN JPA property program offers a single, all-risk policy covering buildings and contents, boilers and machinery, data processing, vehicles and other coverage. The program carries a $5,000 deductible per loss. Like many municipalities in California, the City has opted not to purchase insurance coverage for the risk of earthquake damage because it would be cost prohibitive. PLAN JPA support services include risk management, claims administration, actuarial studies, loss control training, financial and other administrative services, and comprehensive legal defense. PLAN JPA also provides significant grant funding to member entities for safety improvement, risk mitigation, and attainment of best practices. [NOTE: Prior to July 1, 2018 the City participated in the Association of Bay Area Government Plan Corporation (ABAG Plan), a non-profit benefit corporation. ABAG PLAN assets and liabilities are being transitioned into the newly formed PLAN JPA effective July 1, 2018 to provide continuity of the coverage and services outlined above.]

Examples of how the risk management grants were used in prior years are included below.

FY 2016-17 and 2017-18 Accomplishments • Installed gold fines (gravel) for ADA Access at Community Garden • Fixed the epoxy stairs for the waterslides • Fixed holes/cracks in the concrete

INTERNAL SERVICE FUNDS/MISCELLANEOUS PROGRAMS 317